Borrowers Credit Profile Authorization

By clicking the check box following this notice and continuing with the application process, you understand and agree that you are authorizing FCI Lender Services, Inc., a Private Money Servicer, and NestEggVault Funding, LLC (“NestEggVault”) to each obtain consumer reports and related information about you from one or more consumer reporting agencies, such as Dun & Bradstreet, and Experian

You also authorize FCI Lender Services, Inc. and NestEggVault to verify information in your application, and you agree that FCI Lender Services, Inc. or NestEggVault may contact third parties to verify any such information.

FCI Lender Services, Inc. or NestEggVault may use your consumer reports to authenticate your identity, to make credit decisions, to administer the resale of Borrower Payment Dependent Notes (“BPDNs”) associated with your loan, which process is described here, and for related purposes. You direct FCI Lender Services, Inc. and NestEggVault to provide on your behalf certain elements of your application, as well as consumer report information, but not including your name, to users of the NestEggVault.com website who are registered as Investor members (“Investor Members”) to use this information in making decisions whether to commit funds to purchase BPDNs. Such Investor Member decisions, in turn, may assist FCI Lender Services, Inc. in making decisions related to your loan. You also authorize NestEggVault to provide such information to Investor Members in connection with the resale of BPDNs associated with your loan.

You authorize FCI Lender Services, Inc. and NestEggVault to obtain consumer reports each time you request a loan, during the processing or closing of a loan to you, or at various times during the term of your loan in connection with the servicing, monitoring, collection or enforcement of the loan or the resale or potential resale of any BPDNs associated with the loan.